If you are self-employed, want to buy a home, and would like to get a mortgage, the process is not the same as when you are an employee and have a steady paycheck and known salary. In this episode, Alison is joined by John Downs, a mortgage lender with over 20 years of experience lending in DC, MD, and VA who has an incredibly successful track record in helping self-employed people obtain loans. Together they discuss how the process works in general for non-W2 employees and changes that have happened in the process since the covid-19 pandemic.
Subscribe to our show and feel free to reach out to us on The RARE website or directly to Alison with comments and questions: www.theRAREdc.com | alison@theraredc.com IG: @theraredc and jdowns@vellummortgage.com
Answers to the Most Commonly Googled Real Estate Questions (Ep. 65)
Assistance Animals: Your Rights as a Renter or Landlord with Guest Abby Volin (Ep.64)
Everything You Need to Know About VA Loans with Guest Brandon Frye (Ep. 63)
Writing Love Letters When Offering on a Home with Guest Karen Ringo (Ep. 62)
How to Write and Win When Competing with Multiple Offers with Guest Michael Fowler (Ep. 61)
The Rental Market and Rental Trends in DC with Guest Emily McDonald of Zillow (Ep. 60)
A Guide to Buying a Fixer Upper with Guest Erin Helland (Ep. 59)
Rental Style and DIY Rental Friendly Renovations with Guest Imani Keal (Ep. 58)
A New Trend: Commuting from Richmond to DC for Work with Guest Mimi Montgomery (Ep. 57)
What is a Co-op and How Does it Differ from a Condo? with Guest Jeff Morelli (Ep. 56)
Buying, Owning, and Selling Real Estate and Tax Implications with Guest Ted Phillips (Ep. 55)
Real Estate Investing and Midterm Term Rentals (MTRs) with Guest Zeona McIntyre (Ep. 54)
Condo Associations and HOAs: Pros and Cons with Co-host Michael Fowler (Ep. 53)
What Happens to Real Estate When You Divorce with Guest Alex Xanttopoulos (Ep. 52)
What is Refinancing and When You Should Refi with Guest Brandon Frye (Ep. 51)
Should You Buy when Rates are High with Guest John Downs (Ep. 50)
Why You Should Hire Your Friend or Family Member as Your Realtor (EP.49)
Back from Break
Should You Rent or Buy in DC, MD, and VA with Guest Rianka Dorsainvil (Ep. 48)
How to Navigate a Design / Build with Guest Sean Ruppert of OPaL (Ep. 47)
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