There's a cliche in TV and film whenever something bad happens in a crowd of people, inevitably someone in the crowd shouts "why doesn't someone do something!" This is usually the cue for the superhero to enter stage right. We hear this sentiment all the time, not just in bad cinema, but in real life. Anytime a problem reaches a level of widespread concern -- whether it's a local neighborhood issue or a national one -- something must be done about it.
Some problems have no easy answers, and we often forget that inaction is a valid response. The same goes for our budgets! Not every budget problem can be solved right now. Sometimes you don't have the right information, or enough of it, to fix every issue in your budget. That's OK. Sometimes your budget is working just fine, and there's no reason to tinker with it. That's OK too. Don't fix it if it ain't broke!
Whatever your situation, remember doing nothing is still doing something.
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Windfalls and Uncertainty
YNAB and COVID-19
Chasing Value
Write That Gem Down!
Rule Zero Morphs Before Your Very Eyes
You've Never Budgeted At A Time Like This
The Commander's Intent
Don't Be Average... You Can't Be Anyway
Budget. No, Budget!
Wait!
Budgeting for Lady Luck
Opting Out of Credit Cards (A Bit)
Scratching the Gambling... Er, "Investing" Itch
Optionality and Managing Your Fixed (or Growing) Expenses
Optionality & Why You Should Follow Rule Two Instead of Paying Down Debt
Incentives and Your 401(k)
Opting Out of the Credit Card Game
January Burndown 2020
The YNAB Debt Bootcamp
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