It's back to basics time! Rule Two in the YNAB method is "embrace your future expenses." In short, think about the things you will have to buy or pay for in the future, and act on them NOW. Car going to need new tires in six months? Don't wait till they need replacing to budget for them, start budgeting now! Save a portion of the replacement cost each month until you've reached the replacement cost for those tires.
Really Rule Two is Rule One again, give every dollar a job. You're giving your dollars jobs today, to pay for expenses tomorrow.
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YNAB for Good
Atomic Budgeting Pt. 5: The Environment That Shapes You
Atomic Budgeting Pt. 4: The Four Laws of Behavior Change
Atomic Budgeting Pt. 3: Becoming, Not Achieving
Atomic Budgeting Pt. 2: Systems, Not Goals
Atomic Budgeting: Compound Interest
Financial Wellness by YNAB
Daily Reconciliation and Gardening
Doing Nothing Is Something
Chickens, Fruit Trees, and Trellises
Windfalls and Uncertainty
YNAB and COVID-19
Chasing Value
Write That Gem Down!
Rule Zero Morphs Before Your Very Eyes
You've Never Budgeted At A Time Like This
The Commander's Intent
Don't Be Average... You Can't Be Anyway
Budget. No, Budget!
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