It's back to basics time! Rule Two in the YNAB method is "embrace your future expenses." In short, think about the things you will have to buy or pay for in the future, and act on them NOW. Car going to need new tires in six months? Don't wait till they need replacing to budget for them, start budgeting now! Save a portion of the replacement cost each month until you've reached the replacement cost for those tires.
Really Rule Two is Rule One again, give every dollar a job. You're giving your dollars jobs today, to pay for expenses tomorrow.
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309 - You Have a Spending Problem
308 - Taxes Tax Your Take Terribly
307 - "I Want A 100-Foot Boat"
306 - My Favorite Time of Year
305 - Merry Christmas, A Gift You Can Give Me :)
304 - Going Back to Your Roots
BONUS - A Conversation with Celia Benton
BONUS - A Conversation with Mitchel Burton
303 - Holiday Limits
BONUS - A Conversation with Matthew Dricci
BONUS - A Conversation with Jonathan Dale
BONUS - A Conversation with Holly MacKenzie
BONUS - A Conversation with Dan Kellermeyer
302 - The Costs of "Settling In"
301 - Black Friday Cometh
300 - Planned Spontaneity
299 - Experiences? Priceless.
298 - Loose Change, or Lose Change?
297 - Do I Still Need a Budget?
296 - It's Beginning to Look a Lot Like Christmas
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