In today's money story, Jesse chats with Erika, a 32 year old married woman who found herself struggling in the deep end of credit card debt. Until YNAB, Erika always managed her money with her bank statements -- if there was enough for her current outflows, good! There wasn't much of a plan or cushion for surprises, however.
Shortly after getting married Erika began to feel trapped in her debt payments, which had become burdensome due to the credit card debt she and her husband had racked up for their wedding. After some close calls where she questioned their ability to even pay the rent, Erika discovered YNAB and began to make changes.
While she and her husband are still climbing out of the hole, they've made a big dent in their debt load and have created a solid plan for aging their money, acknowledging their true expenses, and rolling with the punches.
Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
Are You Just Not Smart With Money?
Lifestyle Creep?
Mindfulness and Money: A Chat with a Meditation Expert
Progress Purchases
The Reluctant Partner is a Misread
Books I've Read - The Business Shelf
Books I've Read - The "General" Shelf
Meet Naseema, The Nurse on FIRE
The Rule Three Escape Hatch
COVID Conquerors
YNAB for Good
Atomic Budgeting Pt. 5: The Environment That Shapes You
Atomic Budgeting Pt. 4: The Four Laws of Behavior Change
Atomic Budgeting Pt. 3: Becoming, Not Achieving
Atomic Budgeting Pt. 2: Systems, Not Goals
Atomic Budgeting: Compound Interest
Financial Wellness by YNAB
Daily Reconciliation and Gardening
Doing Nothing Is Something
Chickens, Fruit Trees, and Trellises
Create your
podcast in
minutes
It is Free
We Study Billionaires - The Investor’s Podcast Network
Money Girl
So Money with Farnoosh Torabi
Money Tree Investing
The Disciplined Investor