Why you should be checking your credit report and score

Staying on top of your credit report and credit score means you are monitoring your financial health.  Here are some tips:

• A bad credit score means you’ll pay higher interest rates
• Your credit report and credit score are different
• You should monitor your credit report on a regular basis for errors
• There are several free ways to get your credit score through identity monitoring agencies, banks or credit card companies
• You can improve your credit score by paying attention to how it is calculated.

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