081: Tom Hegna: Mortality Credits Drive The Income Train

In this episode, The Annuity Man and Tom Hegna discuss: 

• Mortality credits: the secret sauce of annuities
• Trends in life expectancy
• Predicting the economy and preparing for market downs
• Making healthy choices for a happy retirement

 

Key Takeaways: 

• The mortality credits are probably the highest that we’re going to see for the rest of our lives, there’s no better time to get annuities than right now. 
• In the previous pandemic, we saw a rise in life expectancy after the end of it as it forced technology and medicine to progress to help people survive - so it might very well be how this current pandemic will shape the future. In the same vein, life expectancy is longer for people with annuities. 
• Hope for the best, plan for the worst and have a happy retirement! Get multiple annuities, expose only a minimum amount of your portfolio to crypto - be careful of companies that use crypto as a “carrot on a stick”
• Watching what you eat and doing simple exercises daily can do a lot to improve your health and enrich your life in the long run. When you’re at your retirement age, you’re gonna want to still be able to carry yourself to do whatever it is that could make the rest of your life happy. Having a lot of wealth, without a lot of health doesn’t do anyone any good.

 

"The evidence is overwhelming that the people with annuities live longer. Because they have less stress, they worry less, they’re being paid to live so many of them live differently - they watch what they eat, they exercise, they call the doctor. All these little things cause them to tend to live longer. " —  Tom Hegna

   

Check out Tom’s Books here: https://tomhegna.com/shop 

 

Connect with Tom Hegna:

Website: https://tomhegna.com/ 

LinkedIn: https://www.linkedin.com/in/tomhegna 

Facebook: https://www.facebook.com/TomHegnaSpeaks/ 

Twitter: https://twitter.com/tomhegnaspeaks 

Pinterest: https://www.pinterest.ph/retirehappynow/ 

Youtube: https://www.youtube.com/c/tomhegna 

 

Connect with The Annuity Man: 

Website: http://theannuityman.com/ 

Email: Stan@TheAnnuityMan.com 

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YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 

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