Hey... It's Q&A Friday!

It's Friday. Don powers through a bunch of your calls on a variety of topics, like:

• With the whole family self-employed, what can be done to save for retirement and can they still fund Health Savings Accounts (HSAs)?
• A listener with some retirement funding advice for the self-employed.
• Another, "whats should I do with $___?" call.
• What do different types of index funds and ETFs have dramatically different turnover ratios?
• With Social Security benefits reduced how can the income be replaced?
• Ehat should be done with money from a previous employer's 401k?