22. Mortgage special - what every first time buyer needs to know with Lauren Thomas-Clowes
We're joined by Lauren as she shares her tips with us and explains some of the jargon you will hear on your house buying journey. What paperwork will you need and how can you financially prepare?
The cost of buying a house: apart from your deposit, the 5 costs you need to factor in and how much £s they cost:
5.22: How much will a solicitor cost and what do they do.
8.32: Do I need a survey? And how much will that cost?
10.11: When your mortgage lender might charge you.
11.47: How much does a mortgage adviser cost?
13.26: What is stamp duty and will I need to pay it?
18.23: How long does it take to buy a house?
21.48: What paperwork do I need to provide to get a mortgage?
27.57: Tips for getting financially ready and why use a mulit-agency credit check
Check My File - multi agency credit check
Guest Expert - Lauren Thomas-Clowes
Lauren is a mortgage adviser at the award-winning mortgage brokerage, The Mortgage Mum. She is based in the West Midlands but helps people across the country with the whole process being carried out online. She is happy help with whatever your mortgage needs may be, such as moving home, buy-to-lets, self-build mortgages or re-mortgages to name a few, but she especially loves helping first time buyers. Lauren wants to change the face of mortgage advice to show that it’s not as scary as it might seem, and no question is a silly one.
You can email Lauren and get to know her better on instagram
________________________________
YOUR HOSTS:
Catherine Thomas-Humphreys is an Award Wining Financial Coach, Qualified Adviser and Family Will Writer. Catherine believes money is a force for good and when in the hands of good people can be used to do great things. She loves working with purpose-led parents who are ready to change their money habits & beliefs to achieve financial success for themselves and their family.
She founded #TheFinfluencer as a safe space to coach and empower parents to influence, make, save, spend and grow money, consciously, ethically and positively.
The Finfluencer | Instagram
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.
Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching|Bree Wealth & Tax|Instagram
Support the Show.
✅ And if you enjoyed the show, please leave us a review.
We genuinely love hearing your questions and feedback.
So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.
Create your
podcast in
minutes
It is Free