Building Responsible Alternative Lending Products - Paulo Passoni (SoftBank), Alejandro Correa (Rappi), David Green (Earnest), & Alex Kostecki (Clair)

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We bring you a recording of Miguel Armaza's live panel discussion at the MIT Fintech Conference, a Sloan student-run event, where Miguel sat down with an eclectic group of fintech leaders, including:

• Paulo Passoni, Managing Partner SoftBank Latin America Fund
• David Green, CEO, Earnest
• Alex Kostecki, Founder and COO, Clair
• Alejandro Correa, Chief Artificial Intelligence Officer at Rappi

 We discuss:

• The promise of fintech. How is the industry doing on democratizing credit access for the underbanked?
• Avoiding biases. Challenges of building biased AI/ML (Artificial Intelligence and Machine Learning) algorithms and how companies are fixing this problem.
• The future of credit scoring. Interesting approaches and experimentation being done on this front and some ideas about the future of consumer credit scoring.
• Virtues and flaws of Buy Now Pay Later… and a lot more!

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Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

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