Father of 4% Rule Urges Caution, Ep #246

We’ve all heard of the 4% rule, but did you know that the creator’s recommendation for it has changed over the years? 

I recently discovered an article from ThinkAdvisor.com that included an interview with the father of the 4% rule, Bill Bengen. In the retirement headlines segment, we’ll take a close look at the article and learn directly from Mr. Bengen’s perspective and then I’ll offer my own. Don’t miss out on this glimpse into the mind of the creator of the 4% rule. 

Outline of This Episode

• [2:12] Manage the risk portion of your retirement nest egg actively
• [7:00] Adjust your withdrawal rates along with inflation
• [7:47] My thoughts on using the 4% rule
• [15:03] Is there a way to improve Jim’s retirement plan?

Resources & People Mentioned

• Father of 4% Rule Urges Caution, Cash as Market Risk Rises
• The American College of Financial Services
• The Extraordinary Upside Potential Of Sequence Of Return Risk In Retirement

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