A Better Way to Q&A

Don spends another day answering listeners questions: What to we think about market timing? How can he add small and emerging markets with a mediocre 401k? What is the worst case scenarion for an I-Bond buyer? What is a basis point and is Tom caffeinated? Can a retored spouse have a Roth IRA and Personal Capital's new savings account? What should be done with next year's Roth contributions?