Always Right

Sure, you might correctly guess the future direction of the stock market once, but can you do it every time? Then, we hear from a bunch of listeners: One shares a great Vanguard experience. Another with some really bad investments. Are Vanguard and few other fund groups facing government intervention? We hear about the elcetic concept of private foundations avoiding RMD. Must money be in Roth for five years before withdrawals? Finally, what do we think of the Fidelity Zero funds?