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Retirement Starts Today

Retirement Starts Today

Business:Investing

11% of Retirees Plan to Maximize Social Security, Ep #265

11% of Retirees Plan to Maximize Social Security, Ep #265

2022-10-10
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Why don’t more people maximize their Social Security benefits? As a financial advisor, I often wonder at the surprisingly low percentage of people who choose not to optimize their Social Security benefit. 

Today’s retirement headline dives into that question in further detail by analyzing a study with plenty of data. Listen in to learn when many people choose to take Social Security and their reasons for making their decision. 

Outline of This Episode
  • [1:42] When people plan to take Social Security and why
  • [7:26] 55% didn‘t think they would be able to replace three-quarters of their last paycheck amount in retirement income
  • [10:40] How should a new retiree fill their cash reserve bucket when stocks and bonds are down?

If you know someone who could benefit from the information we cover in this show, share it with them. You may end up encouraging them to consider retirement planning in a new way and improving their life.

Resources & People Mentioned
  • The Prudennt Pessimist episode
  • Just 11% of Near-Retirees Plan to Delay Social Security Benefits Until 70
Connect with Benjamin Brandt
  • Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/
  • Follow Ben on Twitter: https://twitter.com/retiremeasap
  • Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter

Subscribe to Retirement Starts Today on

Apple Podcasts , Stitcher , TuneIn , Podbean , Player FM , iHeart , or Spotify

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More Episodes

A “Gold IRA” and a $300,000 Tax Mistake… Ep #226
2022-01-10
My Favorite Retirement Resources for 2022 & How Generosity Changes Your Brain, Ep # 225 
2022-01-03
Could Living Abroad Save You Money? with Tim Leffel [Rebroadcast]
2021-12-27
Fidelity & Schwab Donors Set Record for Charitable Giving in Response to Pandemic [Rebroadcast]
2021-12-20
Summer Travel Series: Travel Hacking with Lee Huffman [Rebroadcast]
2021-12-13
Planning Multi-Generational Disney Trips with Lou Mongello [Rebroadcast]
2021-12-06
Bucket List Travel on Any Budget with Danielle Desir [Rebroadcast]
2021-11-29
Tax & Retirement Planning Changes for 2022, Ep #219
2021-11-22
Risk Tolerance Questionnaires Don’t Work, Ep #218
2021-11-15
The Media Will Decide Your Social Security Claiming Age, Ep #217
2021-11-08
Executor Help - How to Settle an Estate, Pick an Executor, and Avoid Family Fights with David Edey, Ep #216
2021-11-01
Inflation in Retirement and Breaking Social Security News! Ep #215
2021-10-25
Tax Moves You Should Be Making Before Year's End, Ep #214
2021-10-18
3 Social Security Do-Over Options, Ep # 213 
2021-10-11
Are Annuities a “License to Spend”? Ep # 211
2021-09-27
The Social Security Update, Ep # 210
2021-09-20
The Great Resignation, Ep #209
2021-09-13
Quit Cutting Your Own Grass, Ep #208
2021-09-06
Bucket List Travel on Any Budget with Danielle Desir, Ep #207
2021-08-30
Should I Buy a Bond Fund? Ep #206
2021-08-23
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