Will I get Social Security the COLA if I delay?

Cost-of-living-adjustments (COLAs) are a big part of Social Security, particularly when we are at 40 year high increases in 2022! However, what if you haven't claimed Social Security benefits yet? Do you have to be collecting benefits in order to receive the COLA? In this show we address the concern people have regarding delaying benefits and missing out on COLAs.