Cash back or travel points? Which cards to choose | Zac Hood

About Zac Hood

Zac Hood founded Travel Freely in 2017. His first experience with rewards credit cards allowed him to propose to his wife in Southern France. After getting hooked on points and miles, he failed miserably at staying organized with his rewards cards. As a result, Zac created Travel Freely to help everyday people learn how to travel for free and put the details on auto-pilot. He currently resides in Denver, Colorado.

What You’ll Learn

In this episode we talk about:

• Should you credit card hack when you’re in debt
• When you might consider downgrading a card with an annual fee
• Choosing cash back or travel points
• The 5-24 rule with Chase
• Types of expenses you can put on a card
• How Zac would structure a plan for a total beginner

Resources

Check out Zac’s Apps: Travel Freely and Cash Freely

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