Property Finance Uncut: Is this the game-changing rate pause borrowers are waiting for?

With the Reserve Bank of Australia (RBA) announcing its monetary policy decision for July, borrowers are now left to ponder if the latest move indicates the central bank is kicking the rate can down the road or signaling a change in its trajectory.

In this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, give a catch-all on the rationale for the latest reserve bank decision by unpacking the trends in inflation and job wage growth.

They also discuss the preparations Australians are making for the anticipated “mortgage cliff”, and offer valuable insights into the future actions of the RBA in the coming months.

Highlighting the worst is not over for mortgage holders as the impact of the rate hikes continues to bite, the duo emphasise the importance of borrowers not only scrutinising loan rates but also seeking a structure that will effectively “keep the wolf at the door”.

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If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.