ASK395: Should I buy outright? PLUS: Is it time to cut my losses?

Rob & Rob are back to offer their advice to two more listeners! 

• (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy them outright now and then when the market calms, remortage? 
• (4:22) Noel owns an ex-council flat in South West London that has a good rental yield, but he’s recently become aware of some mortgage issues with the flat due to it being built with LPS concrete (large panel system). Based on this, should he cut his losses and sell up, or hold out and wait if the value of his property increases and becomes more mortgagable in the future. 

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