With less than 100 days until Christmas, one in four Americans have already started shopping... but many of us seem to be in a bah-humbug kind of mood - and, according to Bankrate's holiday shopping survey, we may have reason to be (at 15:27) --- The annual Medicare enrollment window opens in just under a month... it is a convoluted and often confusing process for beneficiaries, so getting an early start is essential (at 24:23) --- Apple introduced their latest gadgets last week, including a new iPhone, that are full of new features... including some that users might not even notice (at 45:01)
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