142 | Budget School Series: (Pt3 ): Monthly Bill Strategies

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🌟 Let's dig deep into the world of managing your moolah and bills in a way that's totally streamlined and, dare we say, fun! 🎉 First off, gather up all those bills - credit cards, subscriptions, and whatever else is lurking in the financial closet. We want them all in one place, nice and organized. Why? Because clarity is key, my friends! Now, it's time to Marie Kondo your finances! 🧹Identify those duplicates and subscriptions that are just hanging around, taking up space. You know the ones – they're not sparking joy anymore. It's time to kiss 'em goodbye and put more cash back in your wallet. Cha-ching! Here's a little secret: your bills aren't set in stone! 🤫 Yep, you heard me right. Take the opportunity to re-quote those bills like insurance, phone plans, and internet every single year. Shopping around can lead to significant savings. More cash for the fun stuff! To stay on top of your budget game, it's all about distinguishing between your needs and wants. 🏡🚗🍔 We're talking the "four walls" – housing, transportation, and food. These are your essentials, so prioritize them. Now, here's where the magic happens: create a separate account just for bills. 💰 Your paycheck goes there, and bills are paid automatically. No swiping allowed in this account! It's like your financial command center, keeping you on the straight and narrow. Last but not least, think of this bills account as your financial HQ. 🏦 You're the CFO, the big cheese, supervising payments and checking them off as they get settled. It's a stress-free way to handle your money and gives you that sweet, sweet peace of mind. Ahhh, serenity. Oh, and one more thing – don't mix personal and business bills. Keep 'em separate, my friends. 🙅‍♀️ Now, let's talk homework, because we're all about action! 📚 - List out all those bills, get 'em on paper. - Categorize them, focusing on your "four walls." - Identify and cancel any bills that aren't bringing you joy. - Make a list of bills to re-quote, like insurance. - Create that separate bills-only checking account – it's a game-changer. - Remove that bills account debit card from your wallet and online accounts. Adios, temptation! Bonus homework, if you're up for it: consider snagging our Budget Power Workshop and Workbook. It's like a financial ninja in one workbook, making budgeting a breeze. 🥋💼 Remember, we've got your back on this financial journey. Let's simplify your finances, declutter that financial closet, and rock that organized and empowered life! 💃💪💰 ⁠⁠4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

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3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

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