Figuring out Health Insurances: Tips and Hacks

Are you ready for health care open enrollment? Open enrollment for health insurance is right around the corner. However, no matter when you’re listening to this vault episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know to save some bucks in the process, like her great tip on whether to choose an HMO or PPO. She also shares what you need to know about a Health Savings Account and ways to save on prescription drugs.

LINKS

• Cosmo's Smart Girl's Guide to Hacking Health Insurance 
• Open enrollment guidelines
• Ashley on Instagram
• Ashley's website

Timestamps

[00:02:57] PPO as a better option.

[00:06:00] Choosing health insurance plans.

[00:09:39] Health costs without insurance.

[00:12:13] HSA health savings accounts.

[00:16:34] Therapy and mental health.

[00:21:42] Getting married for health insurance.

[00:24:03] Prescription drug prices and savings.

[00:29:39] Living in an expensive city.

[00:32:03] Negotiating medical bills.

SPONSORS

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Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM and depending on the model, you’ll receive UP TO 39% off or UP TO $300 off.

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Keywords:

Open enrollment, health insurance, how to pick the best health plan, deductible, out-of-pocket max, HMO, PPO, premium, money, personal finance

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