You Can't Win

The evidence continues to show why most "expert" money managers fail to beat their benchmarks. Don and Tom share some powerful academic reasons why money managers (and you) are unlikely to beat the market over time. Plus, those once-hot NFTs have turned icy cold, losing billions of dollars.

Then, we take some questions:

• Is the I-Bond early-withdrawal interest penalty from early interest or the latest amount?
• With Social Security in trouble, what is the best age to take withdrawals?

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