Wait for Stocks to Fall?

With the stock markets at "all-time highs," should you wait a while before investing? In essence, can you accurately time the market? Then a bunch of listeners call in:

• What should an older investor do to create a simple retirement portfolio?
• Does it always make sense to tap taxable accounts before taking money from tax-advantaged account?
• How can an older person get started investing for retirement?
• Could Roths be taxed in the future?
• Would it be wise for an elderly investor to move her money from Edward Jones to Schwab?

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