Finance Roundtable - Our Mortgage Brokers answer your commonly asked questions

Why have property prices increased despite 13 interest rate rises? Can I get a loan while I’m on probation? Why is housing affordability so bad? These are just some of the questions we answer in a new format of the Australian Property Investment Podcast, where we host a roundtable with our Mortgage Brokers at Atelier Wealth. 

This episode busts common myths and unveils powerful strategies to unlock your financial potential.

Would you like to buy through your Self-Managed Super Fund (SMSF)? How did Damien Walker scale up a property investor's portfolio when their last broker couldn’t? 

Our expert team of mortgage brokers tackles common questions and explores ways to help you become a 1% property investor. 

Key Takeaways:

Mortgage myths debunked: probationary periods, credit cards, and more!
Innovative investment strategies: explore SMSFs for property investment
Maximise your borrowing capacity and understand market trends

Want to learn how to get pre-approved for a mortgage faster? Hit the like button, subscribe for more financial tips, and turn on notifications!

Timestamps 

00:00 - Intro 
00:58 - Housing Affordability
04:17 - The Impact of HECS Debt on Borrowing Capacity
09:27 - Debunking the Myth of Probation and Loans
11:50 - SMSF is the Flavor of The Year
13:51 - Case Study: Structuring Your Loan for a Long-Term Investment Play
18:45 - The Golden Rule
20:00 - Commsec State Performance
23:15 - The Power of Multiple Valuation
31:41 - The Bucket System
33:06 - Outro

About Atelier Wealth: 

Today, Atelier Wealth is a multi-award-winning mortgage brokerage. Our passion, experience, and dedication are key ingredients in helping us maintain our position as one of Sydney’s leading mortgage brokers.

We will do everything in our power to help our clients on their property journey. We work with a variety of clients with differing personal and financial circumstances. Some of our clients may be struggling to secure a loan for any number of reasons.

No matter what your property goal is, we can help. At Atelier Wealth, we find it incredibly rewarding to assist our clients to secure finance. We work in partnership with our clients to make their property dreams come true. Together we’ll make it happen.

Resources: 

Commsec State of the States report: https://bit.ly/44mAhaE

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au