Episode #183: Making Sure You Have The Right Disability Coverage - Just In Case

In this episode, we explore the often overlooked yet critical topic of disability insurance for physicians. Dr. Stephanie Pearson shares her personal journey of facing a career-ending injury and the financial challenges it brought. We debunk common misconceptions surrounding disability coverage, stressing the importance of financial literacy and thorough policy review. Dr. Pearson provides valuable insights into navigating the claims process, understanding insurance costs and benefits, and empowers us to make informed decisions about our financial future. 

You can find the show notes for this episode and more information by clicking here:

www.doctorscrossing.com/episode183

In this episode we’re talking about:

• Dr. Pearson’s career-ending injury, the financial impact, and the need to fully understand your disability insurance.
• Why Dr. Pearson co-founded a disability and life insurance company. 
• The importance of comprehensive disability insurance due to the unpredictable nature of injuries and illnesses.
• Common misconceptions among young physicians about the necessity of disability insurance.
• The need to thoroughly review disability insurance policies, understand terms like "own occupation," and ensure coverage aligns with your specialty.
• Navigating the claims process, being transparent, and seeking expert guidance.
• Factors influencing insurance costs, including age gender, and health.

Links for this episode:

PearsonRavitz empowers healthcare professionals to protect life’s most valuable financial assets—their income—and life’s most important people—their families. The company is led by its founders, Dr. Stephanie Pearson, an OB/GYN disabled in the prime of her career, and Scott Ravitz, an insurance expert to the medical community. You can book a complimentary consultation to discuss your disability insurance. 

A Career-Ending Injury Leads to a New Direction with Dr. Stephanie Pearson

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