How To Make Millions With ATM’s & Payment Processing | Paul Alex and John Espinoza

In this episode, Ryan hosts two guests, Paul Alex and his friend, John, who are involved in the ATM and merchant servicing business. 
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Paul, a former detective in the narcotics force, transitioned to this industry to spend more time with his family. He emphasizes how confidence gained from his law enforcement experience helps in handling various situations.

Paul initially funded his first six ATMs with $21,000 each but faced challenges with unfavorable contracts and the importance of location. He highlights the role of ATMs in serving those without bank accounts and those in need of immediate access to funds, especially Bitcoin users.

Additionally, Paul ventures into online digital marketing, particularly for Bitcoin ATMs. He discusses the cash discount program initiated due to inflation and changing public expectations regarding service fees.

The conversation then shifts to merchant servicing, where credit and debit card transactions are processed. Paul explains that businesses are charged for this service, with 3-10% of what businesses receive going to the merchant servicer. He points out that many additional fees, often hidden, can impact business owners.

Merchant servicing offers residual income and opportunities to build valuable business relationships. Paul shares his journey into digital marketing, emphasizing the importance of storytell

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