Q&A: Pete and Chris answer your property questions

On this episode of the Australian Property Podcast, Buyer's Agent Pete Wargent and Mortgage Broker Chris Bates are answering some of your property questions.

The guys are covering everything from holding, selling, or renovating your property, types of home loans, how to work with property experts and how to find a target rental tenant.

On this episode:

Renovate, Sell, or Hold?

• What economic factors are impacting the housing market and how to make decisions regarding your assets

Types of loans - fixed vs variable

• What is better during the long term with rising rates?
• Can you make changes to your loan? what are the implications?
• How to offset accounts work?

Working with mortgage brokers

• What are the types of brokers you can work with and what to look for when deciding to work with a professional
• Preapproval 101

Finding a target rental tenant

• What sort of research you should be doing
• How to profile and suburb or an area

Off-market opportunities

• Is it worth hiring a buyer's agent and what to consider when you're staying within a budget
• Benefits of using a buyer's agent and what they can really offer

How to determine what a 'good asset' is

• Established/new, location, scarcity, demographics, turnover

HEMs on your home loan application

• What are banks looking for to ensure you can afford your loan

Australian Property Podcast resources:

• Australian Property Podcast online - videos, notes & resources
• Ask a question
• Chris' mortgage broking
• Amy's new property course
• Amy's 100-point checklist (PDF)
• Pete Wargent's property coaching
• Join Owen's Rask Core  membership for $0.99

INFORMATION WARNING!

This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.

Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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