Get Out of Debt with Jennifer Smith

Original Show Notes: Getting Out of Debt

 

Today we have Jennifer Smith with us. Jennifer is the founder of the blog, Saving with Spunk. She is an acupuncturist by day and a blogger by night. She created the blog in the efforts of paying off debt while still having fun. Jen and her husband were able to pay off over $78,000 worth of debt. They have been debt free since August 2017!

Welcome Jen!

[2:2] What are you doing with your money now that you’re debt free?
·       Saving and investing
·       It took time to figure out what to do with it

[3:40] Tell us your student loan/ debt pay off story- what did you do? How long did it take?
·       Talked about debt for first time when got engaged
·       Travis wanted to pay off debt and Jen did not
·       Realized that the debt would be a hindrance
·       Paid debt off in 23 months

[9:16] Do you have a favorite post?
·       It did not take too much time
·       13 cats who totally get your debt pay off struggle

[10:35] On your resources page, you list a host of places to save. What are a few of your favorite apps you use to save?
·       EveryDollar- free budgeting app

[13:25] What is one thing you wish you would have known back when you were paying back your loans?
·       I wish I had known how good debt free feels

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Value Link Round (VLR)

[18:27] Why do you think people fail at achieving their dreams?
·       They fail one day and then they think they’ll always fail
·       Failing is normal
·       Everyday you fail a little less

[19:0] Do you have any books or podcasts you can recommend to our listeners?
·       Podcast: The Choose FI, The One Thing,
·       Book: The One Thing

[19:52] Do you have a favorite quote?
·       Expect more than others think is possible

[20:18] Any other last piece of advice?
·       Don’t try to go 0 to 100. Just try to be a little better everyday.