What to say to the annuity haters? With guest Tom Hegna

Josh Jalinski, The Financial Quarterback is joined by Tom Hegna, economist, author, and retirement expert. Tom is a former First Vice President at New York Life, retired Lieutenant Colonel, economist  and author of multiple books. Tom has delivered over 5,000 seminars on his signature "Paychecks and Playchecks" retirement approach, helping Baby Boomers and seniors retire the "optimal" way. His latest book Tom Hegna's Guide to Social Security and Medicare 2020: Income Maximization Strategies is a 36-page booklet that explains why Americans should maximize their Social Security retirement benefits and provides useful advice, tips, and websites you can use to increase your lifetime income from the Social Security Administration.

In this segment, Tom Hegna explains why you can't retire optimally without an annuity in the portfolio.

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