Hey girl hey!
In this episode, we continue the conversation on effective ways to budget and save in this new year and beyond. We focus on things such as the 50/30/20 model where no more than 50% of your regular net income should go towards your reoccurring monthly expenses such as rent/mortgage/utilities/credit cards/insurance payments and regular monthly bills. 30% of your net income can be set aside for entertainment/spending purposes and 20% can go into savings and investment accounts.
We also discuss the idea of having petty cash during the week to limit how often we swipe those debit and credit cards. Some of the other honorable mentions in this episode are cashback and savings apps such as CashApp, Dosh, Rakuten, Groupon, and Acorns.
We hope you listen and enjoy.
Don't forget to follow us on social media @ talkspacegennui.
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xoxo - Gen and Qui
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