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The creditscore's Podcast

Business

Does the credit score get affected when we check our credit report online?

2022-03-08

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The credit score check will not damage or impact your credit profile because it is an online soft check. What damages your credit profile is the hard inquiry run by the loan provider when you apply for a loan. Since they run a background check on your credit profile, it damages your credit score. However, when you simply check your credit score online, it will be a soft check to get your credit score only.