Society & Culture
There is a lot involved in the home buying process that can make a first time home buyer nervous but in this First Time Homebuyer Series, Paul invites experts to explain each step.
Paul speaks with Mariana Hermosillo, agency owner of Goosehead Insurance. Mariana shares her tips to finding the best rates for home insurance, getting the best value for your money, and what to avoid. She also shares the importance of criteria such as zip codes, roof age, home security systems, and year built, and how they help determine home insurance pricing. Did you know you can bundle home and auto insurance for extra savings? Tune in and find out what else can help save home buyers money!
In this episode you’ll learn:
0:00 Guest intro
1:00 Biggest considerations when purchasing home insurance
2:26 What is a reasonable amount of coverage for an average sized home
3:42 Discounts on homeowners insurance with a home security system
4:27 Bundling insurance to save money
4:48 The challenges of getting insurance in California
7:20 The importance of purchasing enough coverage
8:00 Liability insurance
9:20 Water damage coverage - not what you may expect!
10:14 Earthquake coverage is not mandated
10:59 When to purchase homeowners insurance
11:42 Standard policy lengths
12:00 Existing claims
The full interview is available on Paul Wards’ YouTube channel. Check it out and subscribe! https://youtu.be/dAyXdC9T3xg
Get in touch!
Mariane Hermosillo, Agency Owner
Goosehead Insurance
805.394.8806 | direct
805.341.2349 | mobile
300 E. Esplanade Drive, 9th Floor
Oxnard, CA 93036
www.goosehead.com
mariana.hermosillo@goosehead.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
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