Creative destruction is real. Remember the BlackBerry?

It's episode 130, Payne Points of Wealth, and the rally continues to broaden. We're seeing energy stocks, financial stocks, small-cap stocks, and emerging markets, really starting to move as tech has started to slow down and cool off a little bit. Is this a real rotation in the market? Do you need to reposition your portfolio?

And on the Tipping Point, we're going to talk about your financial health, how it's very similar to your physical health, and the kind of checkups you need to make sure you're on your path to financial independence.