Personal reasons for why Americans are in such bad financial and economic shape. Lots of sobering statistics. A lack of discipline, the inability to delay gratification, the failure to understand basic mathematical concepts, materialistic envy, absence of critical thinking skills and a delusional view of the world are the major elements which have left the majority of Americans broke and in debt. An interview with Rick Ackerman (repeat), Profile of the last stage of life of an American household name. A quick history of credit in the U.S.
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