When it comes to financial planning, everybody has some kind of pain point. Those pain points are different for each person, but everyone has something that bothers them. We'll talk about the five most common pain points and how John helps people deal with these issues. Plus, Hector wants to know if he should contribute to a Roth IRA or a traditional one as he saves for retirement. And we'll get to know John a little better by asking him who he would nominate for sainthood if he had the power.
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