Wouldn’t it be great to spend without feeling guilty? Or even better if you could turn your finances around while still enjoying a little for yourself along the way.
I’m over it! I vow to never again to make a purchase and slink out of the store like I just got away with murder. I also vow to budget in a way that still allows joy WHILE I achieve my goals.
We all carry unique money perspectives which affect the way we react to financial tension, our spending and savings habits, and how we approach our financial goals. I am an all-or-nothing type gal, so when I first started budgeting, I cut ALL the fun stuff - that didn’t work.
In this episode, I share 12 habits that changed how we operate with and view our money and time. If you can just implement one or two of these habits and begin to feel the positive effects in a day or two, just imagine what that can do over the course of your life!
Everyone has access to abundance, no matter who you are or how much is in your bank account. Financial abundance is a mindset.
There are some financial behaviors, however, that can transform your financial life for the better and perpetuate feelings of financial abundance.
I encourage you to think critically as you listen today and choose which of these would make the biggest difference in your life. You can create a less chaotic, more abundant life by picking just one or two changes you desire to make, and then working on that piece until it runs like a well-oiled machine.
Although sometimes hard to face, financial issues don’t diminish when ignored. Unfortunately, it’s more likely that they’ll expand until you’re forced to face them. Late fees accumulate, interest adds up, and if left unattended long enough, scars show up on your credit report.
With Mint.com, you can see your entire financial picture, allowing you to be fully informed so you can make the best possible decisions with your money. The more you track and understand your financial habits, the more likely you’ll spend and save in alignment with your goals.
These are the 12 financial habits that helped me build momentum toward my money goals, ditch financial guilt, and create more financial abundance in my life:
In this episode, listen for:
In this episode, you’ll also hear:
[00:08:48] Creating a zero-based budget. Every bit of income is designed for a purpose
[00:14:24] Planning ahead creates peace and happiness because we are able to talk about expectations ahead of time
[00:29:18] The many benefits of decluttering your physical space include less housework, more mental space, and, if you sell the items, more cash in your pocket.
A few of my recommendations:
Calendar app - Cozi
Course - Your Uncluttered Home
Financial Overview App - Mint
Budgeting App - You Need a Budget
Follow me on:
Instagram @reachingabundance
www.reachingabundance.com
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