Scott and David Coles, WMBC

Scott Coles, Founder, CEO and Wealth Advisor at WMBC:

Pioneering the evolution of wealth management since the early 80s, Scott Coles is the founder of WMBC. As a trusted advisor for both clientele and industry professionals, Scott has earned nearly 40 years of experience which serves as a dynamic platform for himself and his team to draw solutions and opportunities from.

 

Bringing the human element to the forefront of each and every decision, Scott recognized the need for Human Wealth Planning™ that brings comprehensive value to the lives of those he serves. Throughout the years, his motivating factor has been the fulfillment he receives from connecting with others and providing true value to their lives which has a dynamic ripple effect on those around them. With a dedicated interest in each person and their respective goals, Scott is able to advise and strategize synergistic steps to get each person to the place of financial freedom they desire.

 

As a champion for service driven work, Scott invests time every month supporting charitable causes and mentoring others. He is committed to seeing the evolution of those around him, and knows the power of one on one connection fueled by integrity, heart and soul. As a proud father, grandfather, husband, friend and advisor, Scott looks forward to seeing Human Centric Wealth Planning™ take flight in the industry, and transform the way financial planning and wealth building is approached globally.

 

Credentials, Career Highlights and Community Interests

– Charter Financial Consultant (ChFC)

– Chartered Life Underwriter (CLU)

– Specialist in Complex Estate and Tax Planning

– Founder of Colwin Financial Insurance Services Inc

– Former Radio Show Host, “You and Your Money”, 640AM

– Seminar and Workshop Host

– Actively Supports: OC and Second Harves Food Bank, Habitat for Humanity, youth sports programs, Boy Scouts of America, and Christian church services.

– Founder of Hawkeye Kids Wrestling Club

– Former Board of Directors Member for Zaytoon International

David Coles, President and Wealth Advisor at WMBC:

David Coles is the President, a Wealth Advisor, and one of the driving influencers at WMBC. As a firm believer in people and their genuine nature, David co-created the Human Wealth Planning™ process. This process takes the raw data of financial planning and pairs it with the latest in well-being science to create a truly unique and impactful wealth plan for the client.

 

The creation of Human Wealth Planning™ began in 2015, born of the realization that: 1) issues such as family relationships, career decisions, or vitality were much more important to individuals than the rate of return they can achieve and 2) that money is the main tool individual’s use to bring about change or improvement in their life. We set out to create a financial planning process that takes into consideration various areas of a person’s well-being. In 2018, Human Wealth Planning™ was born; reimagining the way advisors interact with their clients and helping all reevaluate their relationship with money.

 

When asked for his conviction as a wealth advisor, David says, “The money my clients entrust to me is something much greater than dollars and cents – it is a tool we use to build a fulfilling life.” David confidently believes that one of his main services to his clients is to ensure they are living gratifying lives now – not just in retirement.

 

David has an inherent ability to understand a person’s needs and motivations. This strength combined with 12 years of experience and from growing up with a father in the wealth management industry allows David to create impactful results for his clients.

 

Driven by a perpetual desire to learn, grow, and innovate, David is a self-proclaimed technology geek and student of life, continuously looking to expand his knowledge and to improve his business and self.

 

Born and raised in Orange County, California, David currently resides in Dana Point as his love of sailing drew him to live by the water. Recently discovering his strong enthusiasm for wine and the winemaking process, David decided to turn his passion into a continual learning experience by studying alongside wine industry experts and Master Sommeliers. He recently passed his Level 2 exam with the Wine & Spirits Education Trust of England and looks forward to continuing his journey with the art of wine.

 

Credentials and Career Highlights

 

-Series 7 & 66

-Life & Health insurance license

-Suits Magazine January 2015 “Trust and Transparency Tops the List”