Ben and Ernie ask a question that strikes fear into those who don't budget (and sometimes to those who do): can I afford this? At least for YNAB'ers, this question isn't about whether you have the dollars and cents in your bank account to make the purchase, it's about your emotion, how you feel about buying the thing in question versus something else. As Ben explains, it's about opportunity cost, and luckily YNAB is very good at helping you understand opportunity costs with your money.
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Big Goals? Check. In the Meantime...
A Fun Way to Do Fun Money
The Utility (or Not) of the Month
Maybe Just Buy the Thing (and Costco)
Let's Be Clear, I Hate Debt
Run Like You Stole Something (to HR)
Money Is Chaotic, Money Is Boring
Shock Absorbers
Category Tractor Beam, Sucked Me Right In
Can You Plan to Be Spontaneous?
Helping Savers Spend
Cheaper Milk and Eggs
Ask Jesse: Heady Books and Final Settlement, Among Other Things
It's Just No Way to Live
What's the Alternative?
Your Biggest Single Expense
Let's Cut Spending!
Ask Jesse: Perfect YNAB, Tithing Confusion, and More Credit Card Comments
Gaming the Credit Card System... Maybe
Inherent Value Doesn't Exist
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