Ben and Ernie ask a question that strikes fear into those who don't budget (and sometimes to those who do): can I afford this? At least for YNAB'ers, this question isn't about whether you have the dollars and cents in your bank account to make the purchase, it's about your emotion, how you feel about buying the thing in question versus something else. As Ben explains, it's about opportunity cost, and luckily YNAB is very good at helping you understand opportunity costs with your money.
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Ask Jesse: Credit Card Rebels, Banks, and Emergency Funds
Guilty on All Counts
Shift Your Spending Into High Gear
Ask Jesse: ...And Done!
Ask Jesse: We're Getting There People!
Ask Jesse: Still Catching Up
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An Experiment Made Permanent
When Expenses Rise: Ben Rolls With the Punches
Money Stress
Rules Changes: A Quick Trip Through YNAB History
How to Talk to Your Partner About Budgeting
Managing Vacation Transactions
How Often Should You Reconcile?
Leaving Margin for Life
One Easy Trick to Boost Your Retirement Savings
A Different Take on Credit Cards
Paying Off Debt the Sustainable Way
Rule Four Reviewed
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