The Sunday Times’ tech correspondent brings on Nichole Mustard, co-founder of fintech unicorn Credit Karma, to talk about credit scores as a means to an end (2:20), the evolution of the credit score (4:45) how she ended up starting Credit Karma in 2007 (10:40), studying zoology at uni (12:35), buying a one-way ticket to California (13:35), working at Pizza Hut (14:50), leaving pizza for financial planning (16:30), starting Credit Karma on the cusp of the financial crisis (18:20), and the opportunity created by the Great Recession (24:25), building trust but also collecting bounties (26:50), the virtualisation of finance (29:50), how personal finance will become more like self-driving clike (32:50), the road to a stock-market float (37:05), and her worst day of work (41:15),
Compass Pathways' George Goldsmith: "Medical magic mushrooms"
Tim O'Reilly: "The landlords of the Internet"
Ripple’s Brad Garlinghouse: “Replumbing the financial system”
Stanford Internet Observatory’s Renee Diresta: “Sharpies, CIA supercomputers and human antennas”
Plenty's Nate Storey: "Kale outta Compton"
Ruben Harris: "A backwards version of the Wu-Tang clan”
Mmhmm's Phil Libin: "Hospital clowns to investment bankers”
Avalanche Insights' Michiah Prull: “Measuring oomph”
Parler's John Matze: "Hate speech is free speech"
Standard Cognition's Jordan Fisher: "Cashierless stores are coming"
Higher Ground Labs' Shomik Dutta: "Nothing clarifies the mind like losing”
NYU's Paul Romer: "An evil decision"
DoNotPay’s Josh Browder: “A bot to build bots”
Bollinger Motors’ Robert Bollinger “I've spent tens of millions on a childhood dream”
Paypal's Dan Schulman: “The best way to win a fight is to avoid one”
Color of Change’s Arisha Hatch: “Silicon Valley is living a lie”
Blendjet’s Ryan Pamplin: “I’ll never sell out again”
Web Summit’s Paddy Cosgrave: “Throwing virtual tomatoes”
Bonus Episode; Stories of our times - Tik Tok and the data war
Flexport's Ryan Petersen: "Plan for the unimaginable"
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