The Sunday Times’ tech correspondent brings on Nichole Mustard, co-founder of fintech unicorn Credit Karma, to talk about credit scores as a means to an end (2:20), the evolution of the credit score (4:45) how she ended up starting Credit Karma in 2007 (10:40), studying zoology at uni (12:35), buying a one-way ticket to California (13:35), working at Pizza Hut (14:50), leaving pizza for financial planning (16:30), starting Credit Karma on the cusp of the financial crisis (18:20), and the opportunity created by the Great Recession (24:25), building trust but also collecting bounties (26:50), the virtualisation of finance (29:50), how personal finance will become more like self-driving clike (32:50), the road to a stock-market float (37:05), and her worst day of work (41:15),
UC Berkeley's Alison Gopnik: "Babies are the ultimate supercomputers"
Humu's Laszlo Bock: "Nudge, nudge"
Dr Phyllis Gardner, Stanford professor and Theranos critic: "I'll only really feel good if she's convicted"
Troy Carter: "There was no Plan B"
Jon Vlassopulos: "We're all nano-influencers"
BeeFlow's Matias Viel: "Bionic Bees"
Renee DiResta: "Information gone haywire"
Patreon's Jack Conte: “People used to pay for things”
Academia.edu's Richard Price: "The end of the paywall"
Uber's Mark Moore: "Don't call them flying cars"
Five questions with... Benedict Evans
DoNotPay's Josh Browder: "Your very own robot lawyer”
Y Combinator's Michael Seibel: "Stupidity or genius"
Pioneer's Daniel Gross: “Everything big starts small”
Chargepoint's Pat Romano: "Hiding in plain sight"
Five Questions with... Tim Draper
IndieBio’s Arvind Gupta: “Recoding life”
Houseparty’s Ben Rubin and Sima Sistani: “An epidemic of loneliness”
Five Questions with... Louis Hyman
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