The Sunday Times’ tech correspondent brings on Nichole Mustard, co-founder of fintech unicorn Credit Karma, to talk about credit scores as a means to an end (2:20), the evolution of the credit score (4:45) how she ended up starting Credit Karma in 2007 (10:40), studying zoology at uni (12:35), buying a one-way ticket to California (13:35), working at Pizza Hut (14:50), leaving pizza for financial planning (16:30), starting Credit Karma on the cusp of the financial crisis (18:20), and the opportunity created by the Great Recession (24:25), building trust but also collecting bounties (26:50), the virtualisation of finance (29:50), how personal finance will become more like self-driving clike (32:50), the road to a stock-market float (37:05), and her worst day of work (41:15),
Openwater’s Mary Lou Jepsen: “We'll save your mind - then read it”
Enhanced Games’ Aron D’Souza: “The Olympics are broken”
Rainmaker's Augustus Doricko: "Cloud seeding is a risk worth taking"
DoNotPay's Josh Browder: "We need laws to protect AI's"
Arbol's Sid Jha: "Insurance in the era of climate calamities"
Orchid's Noor Siddiqui: "Super-babies"
Replika’s Eugenia Kuyda: “Your AI soulmate”
Perplexity.ai’s Dmitry Shevelenko: “The battle for the front page of the Internet”
Eion's Ana Pavlovic Hans: “Rocks that clean up the planet”
Andreessen Horowitz's Chris Dixon: "Back to the future of the Internet"
Pachama's Diego Saez Gil: "Building software to save nature"
Expensify's David Barrett: "Venture capital is a scam”
Climactic's Raj Kapoor: "We need 1,000 climate tech unicorns"
The Hacking Games' Fergus Hay: "Most hackers are kids"
Investing in Us’ Dmitri Mehlhorn: “Tech and America’s $30bn election year”
Longevity enthusiast Bryan Johnson
Khan Academy’s Sal Khan: “Building an AI tutor for every student”
Metaphysic’s Martin Adams: “Copyrighting humans”
Common Sense's Jim Steyer: "I'm more worried than ever for our democracy"
Babson’s David Stein: “Succeeding where Theranos failed”
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