The Sunday Times’ tech correspondent brings on Nichole Mustard, co-founder of fintech unicorn Credit Karma, to talk about credit scores as a means to an end (2:20), the evolution of the credit score (4:45) how she ended up starting Credit Karma in 2007 (10:40), studying zoology at uni (12:35), buying a one-way ticket to California (13:35), working at Pizza Hut (14:50), leaving pizza for financial planning (16:30), starting Credit Karma on the cusp of the financial crisis (18:20), and the opportunity created by the Great Recession (24:25), building trust but also collecting bounties (26:50), the virtualisation of finance (29:50), how personal finance will become more like self-driving clike (32:50), the road to a stock-market float (37:05), and her worst day of work (41:15),
Andreessen Horowitz's Vijay Pande: "AI doctors"
SuperFocus.ai's Stephen Hsu: “AI study buddies”
Precision Neuroscience's Ben Rapoport: "Write an email with your thoughts"
Fixie.ai's Matt Welsh: "The 12-cent engineer"
Interlude: Back next week
Rippling’s Parker Conrad: “We raised $500m in one day to survive the SVB collapse”
Primer’s Sean Gourley: “AI is the biggest change to war since the internal combustion engine”
Earth’s Tom Harries: “Turning people into soil”
UC Berkeley’s Stuart Russell: “ChatGPT is a wake-up call”
Character.ai's Noam Shazeer: "Replacing Google - and your mom"
Forum Mobility’s Matt LeDucq: “Electrifying trucking”
Giant's Cameron McLain: "Buddhism, music and venture capital"
Now's Lara Hodgson: "Don't follow your passion"
Mammoth’s Trevor Martin: “Programming the code of life”
Formic’s Saman Farid: “A robot arm can do the work of eight humans”
TrueMed’s Calley Means: “Sugar, kids, and the crime of the century”
Frore's Seshu Madhavapeddy: "Centuries-old tech and the tyranny of heat"
Akili's Eddie Martucci: "The world's first prescription video game"
Benedict Evans: “What Chat GPT is - and isn’t”
Kernel's Bryan Johnson: “Dinner at 11:00 am and reversing age”
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